Learn about our commitment to providing expert Health Insurance & Medicare guidance and personalized support for Colorado residents. HealthQuotes was founded in 2005 with a simple mission: to help Colorado residents navigate the complex world of Health Insurance & Medicare with ease and confidence.
HealthQuotes was founded in 2005 by Michael Horvat with a simple mission: to help Colorado residents navigate the complex world of Medicare with ease and confidence. Our founder, Michael Horvat, saw firsthand the challenges his parents faced when trying to understand their Medicare options. This personal experience inspired him to create a company that would provide clear, unbiased guidance to seniors and their families.
Over the years, we've grown from a small, family-run business to a team of dedicated Medicare experts, all united by our passion for helping others. We've assisted thousands of Colorado residents in finding the right Medicare coverage, always putting our clients' needs first.
At HealthQuotes, our team is our greatest asset. Each member brings a wealth of experience in Medicare and a genuine commitment to helping others. Our licensed agents undergo rigorous training and stay up-to-date with the latest Medicare changes to ensure we always provide accurate, current advice.
Led by our founder Michael Horvat, our team includes Medicare specialists, customer service experts, and administrative professionals all working together to provide you with a seamless, supportive experience.
Whether you're new to Medicare or Group Health Insurance, considering a change in your coverage, or just have questions, we're here to help. Let our team of Colorado Medicare & Health Insurance experts guide you to the right coverage for your needs.
1. Personalized Service
When you opt for an independent insurance agency, you receive personalized attention tailored to your unique needs. Unlike agents tied to a single insurance carrier, independent agents have the flexibility to understand your situation comprehensively and provide recommendations that truly fit your lifestyle and budget.
2. Access to Multiple Carriers
Independent agencies aren't limited to products from one insurer; they have the freedom to work with a multitude of respected carriers. This means you have a wider selection of plans from reputable companies. More options lead to better chances of finding a plan that offers the coverage you're looking for at a price point you're comfortable with.
3. Objective Advice
Independent agents offer objective advice. Because they're not beholden to one company's sales targets, their priority is meeting your needs. This impartiality ensures you receive honest opinions about the advantages and potential downsides of each plan.
4. Cost-Effective Solutions
By shopping around on your behalf, independent agencies help you find cost-effective insurance solutions. They can compare prices from various insurers to get you the most competitive rates, often saving you money on premiums while securing comprehensive coverage.
5. Ongoing Support
Choosing an independent insurance agency means benefiting from ongoing support in Colorado even after selecting a plan. Whether you have questions, need assistance with claims, or wish to alter your coverage, Michael Horvat is here to help, providing a level of service that goes beyond the initial sale.
6. Flexibility and Convenience
They streamline the often complex process of comparing and purchasing insurance, making it more straightforward and less time-consuming for you. With in-depth industry knowledge and negotiation skills, independent agents simplify your journey to finding the right policy.
In summary, an independent insurance agency offers personalized, unbiased, and comprehensive options that align with your specific health insurance needs, providing peace of mind and valuable long-term support.
Booking a free consultation with an independent insurance agent is simple and straightforward. We live and work in Colorado. We can meet you anywhere, please call us anytime. Here's how you can start:
Visit Our Website
Navigate to our homepage to find more details about the services we offer. You'll see options for various insurance plans from top providers.
Schedule Your Session
Look for the "Book a Consultation" button. Clicking it will lead you to a short form where you can fill out your details—name, contact information, and preferred time for your consultation.
Choose Your Plan
Since we're independent agents, we provide plans from multiple insurance companies. Indicate any specific interests in the form to match you with the right plans.
Submit Your Request
After filling in all necessary details, click “Submit.” You’ll receive a confirmation email with your consultation details and Michael will call to answer any question.
Zero Cost to You
The consultation is entirely free, as we receive compensation from the insurance providers you choose.
Expert Guidance
Our team of skilled agents will guide you through the complexities of insurance, ensuring you find a plan tailored to your needs.
Start your journey to better coverage today without spending a dime. Let us assist you in navigating your insurance options. Call Michael Horvat 719-630-1515
HealthQuotes.com © 2025 Copyright All rights reserved. Medicare Health Insurance Quotes We Serve Colorado Call or Text Medicare Insurance Broker Michael Horvat 719-465-8547 Medicare Health Insurance. -- NOTE: This website is for informational purposes only. Please verify any questions regarding your situation with Colorado Licensed Insurance Broker Michael Horvat. -- Colorado Health Insurance Quotes | Medicare Medigap & Supplements | Original Medicare vs Medicare Advantage | Colorado Group Health Insurance Free Quote | Medicare Part A & Medicare Part B Medicare Part C | Colorado Individual Health Insurance | Colorado Family Health Insurance Questions? | Colorado Small Business Health Insurance.