Turning 65? Medicare Questions?
Welcome! We can answer any Social Security Medicare Enrollment questions you have:
Initial Enrollment Period
Enrolling in Medicare Part A and/or Part B
Compare Original Medicare to Medicare Advantage. Medicare Supplements (Medigap)
Enrollment Periods (When can you enroll?)
How To Avoid Medicare Penalties
Medicare Questions? Call Michael
Initial Enrollment Period
Most people become eligible for Medicare when they turn 65. The initial enrollment period begins three months before the month of your 65th birthday and extends for three months after your birthday month. Call Michael with any questions
Medicare Plans
Medicare is federal health insurance for people 65 or older, some younger people with disabilities and those with End-Stage Renal Disease Medicare Part A and/or Part B
Medicare Supplements (Medigap)
Medicare Part A vs Part B
Medicare Part A and Part B are the two main components of Original Medicare, which is the traditional fee-for-service program offered directly through the federal government. Ask Michael he specializes in Medicare.
Medicare Supplements
Medicare Supplement Insurance, commonly known as Medigap, is private health insurance designed to supplement Original Medicare (Part A and Part B) coverage by filling in the "gaps" in coverage
We will help you with Medicare!
We live and work locally in Colorado. This is our home state, and we are proud to serve our community!
Medicaid eligibility, CHP+, Advanced Premium Tax Credits, QHP's, Open Enrollment, Special Enrollment Periods, 1095-A and B tax forms...
MEDICARE CAN GET CONFUSING!
HealthQuotes was here long before the ACA was signed, before "Obamacare" and ConnectforHealthColorado. So, we also know the old plans, the retired PPO's, the "Grandfathered" plan transitions.
You have a Medicare question? We can answer it. As Brokers, we can help you with the application process, apply for financial help, and choose a plan. And, you'll always have our help for renewals and any issues that may arise.
Medicare Explained: Original Medicare is a fee-for-service health insurance program managed by the US Federal Government for:
People who are 65 years and older.
People under age 65 who have certain disabilities.
People of any age who have ESRD (End-Stage Renal Disease).
There are 4 different parts of Medicare that help cover specific services:
Part A (Hospital Insurance)
Part B (Medical Insurance)
Part C (Medicare Advantage Plans)
Part D (Prescription Drug Coverage)
Medicare Supplement plans help pay for health care costs not covered by Original Medicare
Many questions come up about what does Medicare Part A cover? We can explain Medicare Part A coverage as well as eligibility, costs, deductible and some examples of the types of health services covered. We will even explore what health services are NOT covered by Medicare Part A.
Medicare Part B, also known as Medical Insurance, helps cover medically-necessary services like doctors’ services, outpatient care, home health services, and other medical services. Part B also covers preventive services. Your Medicare Card indicates whether you have Part B.
Count on our experience to ensure that we will do our very best to make you a happy client.
Turning 65? Already 65?
We Can Help With That Too.
Let us help you walk through the transition to Medicare with confidence!
Social Security Enrollment (SSA.gov) Enrolling Part A and/or B
Comparing Original Medicare to Medicare Advantage (Part C)
Medicare Supplements (Medigap)
Enrollment Periods (When can you enroll?)
How To Avoid Penalties
You Are Our Top Priority
Clients' opinions and experiences are important to us! The seven-month period is the time when you're first eligible to sign up for Medicare Part A (hospital insurance) and Part B (medical insurance). It's essential to enroll during this initial period to avoid potential late enrollment penalties and gaps in coverage.
If you sign up in the first three months, coverage can start as early as the first day of your birth month. However, if you enroll the month you turn 65 or later, the start of your coverage will be delayed, which could affect your access to health care services.
Ensure you mark your calendar and set reminders as your 65th birthday approaches, so you don't miss this important window. Before you start the Medicare enrollment process, there are several important steps to take.
365 Day Client Support
We are available year-round to help you navigate your insurance needs beyond those in open-enrollment. You don't need to wait on hold with carriers or call centers, call or text us, you will get a live person!
100% Guarantee that we will never sell yor information or spam you with emails or calls.
Whether you have questions about Medicare plans, supplements, or the enrollment timeline, we've got you covered. Let's ensure you have the peace of mind and confidence in your Medicare decisions.
Understanding Your Initial Enrollment Period
The initial enrollment period for Medicare is a critical time frame that begins three months before the month you turn 65 and extends until three months after.
Our staff stays up to date on the latest happenings in healthcare. This is an everchanging system, and you'll want an expert to help you navigate it.
Turning 65? Here's Your Essential Medicare Enrollment Checklist
Are you turning 65 or already aged 65 and looking for guidance on enrolling in Medicare? Navigating the world of Medicare enrollment can be overwhelming, but fear not, as we are here to help. As you approach this significant milestone, understanding the process and options available is crucial. From the initial enrollment period that starts three months before your 65th birthday to the coverage provided by Medicare Parts A and B, we will walk you through the essential steps and considerations. This seven-month period is the time when you're first eligible to sign up.
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